When i first graduated, i had no idea where my money was going. I was earning my first salary, but somehow i still broke at the end of the month.
Here are a few things that helped me take control:
- Track everything for one month, even small expenses
- Use a simple rule like 50/30/20
- Avoid impulse spending (especially online)
- Set a small savings goal first
- Don’t try to be perfect, just be consistent
Budgeting doesn’t have to be complicated. Start small and improve over time.
What budgeting tip worked for you?